Posts Tagged ‘change future’

I’m not Warren Buffet, David Bach or Phil Town, but I can Follow the Leaders! by Grandma Kris

Monday, May 17th, 2010

I’ve made many mistakes when it comes to saving for my retirement, but I didn’t make all the mistakes! I learned some along the way. Even old dogs can learn new tricks if they want to; and I want to! I only look back to the past to find mistakes I don’t want to repeat. I can begin, again, with a new plan.
Number one. Change my mind. Number two- get a plan. Number 3 Go research the idea at the library. Number 4 Read about people who are successful in life. Number 5 Start putting them into action in your life.
I started reading the Biography of Warren Buffet. The habits of youth of successful people carry into their future. Warren liked to earn and save money when he was young. He saved his money.
A Proverb says, Plow and plant your fields, and then build your house. You go to work and earn, or plant your fields, then while the harvest grows you water and weed it. Then, build your shelter for the winter months, chop your wood, dig a root cellar and store food for the winter. You can and preserve your harvest and pay your tithes to God Almighty, and sell your abundance. Now, you are ready for the cold harsh, winter months of snow, winds and ice. You don’t spend it if you don’t have it. No credit- means no bills to pay. Cash. Pay yourself first and for every dollar you earn 10% goes to God, 10% goes to you and 10% pays your taxes, and the rest is for housing food, clothes and play. Back to Warren Buffet.
Warren took his youthful savings of $9,500 and grew it into millions and then billions. Warren looked for mentors and people who were where he wanted to be. Harvard wouldn’t admit him. So he want to Columbia and studied under Professor Graham, who wrote Analyzing Investments. He mentored with Graham and learned from him and then found his own voice and trusted his decisions. Buffett didn’t listen to the phobias and false promises of Wall Street. He researched the companies and looked for ones that were solid business with good balance sheets and were under priced on the Stock market.
I am not Warren Buffet, but I can learn from his life. People connect and work and learn from others through neighborhoods, lessons, school, libraries and working together.
Peter J. Daniels, the richest man in Australia, started out as an illiterate brick layer. He saw Billy Graham in his 20’s and accepted Christ. He knew a man who sold real estate. One day that Realtor asked Peter if he would like to learn to sell real estate. Peter left his brick laying job and mentored with the agent. It was risky and hard, but he learned to read with a dictionary, asking people to read the meaning to him. You have to connect with others to get ahead. If your family, like Peter’s, is illiterate find someone to teach you.

So, turn off your TV and get out there and get going! Put one foot in front of the other, soon you’ll be walking cross the floor. Put one foot in front of the other, then you’ll be walking out the door. Get a vision and put it to work. You must take action!

I bought an outdoor play coat this weekend. Found a hiking group and ascended Beacon Rock on the Columbia River in Washington, this weekend. I wasn’t sure I could do it, but I had to give it my best effort. I did it! I was the oldest person there. Yeah for me, I broke a belief boundary and made my world larger.

David Bach is an author and financial Planner who teaches people to learn to be wealthy. You can find his books on the Internet and in the library. I recommend his book The Automatic Millionaire by David Bach. It tells in the first chapter how a common husband and wife can amass a million dollars using the daily cup of coffee or a pack of cigarettes factor of your every day work and live way to deal with your money. You must read to get ideas. If you are not ready for retirement your actions haven’t been working, so you must follow those who are succeeding. You need ideas and then put them to work. Books are borrowed ideas.

Phil Town is an advocate of Warren Buffet’s ideas on Rule #One by Phil Town. Rule number one is: Don’t lose money! Rule number 2 is refer back to number one! His second books if Payback Time.

I know enough to learn from others. Connect and learn, grow and be part of your community.
Grandma Kris

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Posted in American Ideals, Baby Boomers Vancouver WA, Common Sense Spending, Financial Practicality, Financial Steps Up, Recession busting, US Economy | 2 Comments »

Jesus calms the Tsunami waters. Feb 28, 2010

Monday, March 1st, 2010

Matthew 24:4-14, Mark 13:8-37, Luke 21:11-38 Jesus predicts the end times of the earth.

4 And Jesus answered and said unto them, Take heed that no man deceive you. 5 For many shall come in my name, saying, I am Christ; and shall deceive many. 6 And ye shall hear of wars and rumours of wars: see that ye be not troubled: for all these things must come to pass, but the end is not yet. 7 For nation shall rise against nation, and kingdom against kingdom: and there shall be famines, and pestilences, and earthquakes, in divers places. 8 All these are the beginning of sorrows. 9 Then shall they deliver you up to be afflicted, and shall kill you: and ye shall be hated of all nations for my name’s sake. 10 And then shall many be offended, and shall betray one another, and shall hate one another. 11 And many false prophets shall rise, and shall deceive many. 12 And because iniquity shall abound, the love of many shall wax cold. 13 But he that shall endure unto the end, the same shall be saved. 14 And this gospel of the kingdom shall be preached in all the world for a witness unto all nations; and then shall the end come. (KJV Bible)

The Pacific International Tsunami Warning Stations reported Tsunami waves rippling toward 51 countries and predicting 8 foot waves.

Chili’s earthquake had pulsed the start of a Tsunami that was heading across the Pacific Ocean on Feb 27, 2010. RED Alerts blared.
We saw destruction coming and could no nothing but watch. So we prayed. We call on the Name of the Lord Jesus who has the power to save us from destruction. Friends called friends, prayer chains went up, a “tornado of prayer” were shot to Heaven for our neighbors to be protected from damage and death. Emails were sent, asking Jesus to calm the waters and let the power of the Tsunami be swallowed by a whirlpool in the ocean and be nullified. Prayers for a calm ocean as if He laid his hand on the water and it stilled the waters. It was the Feb 27, 2010, the day of the Chili earthquake. Large waves hit a port in Chili. Tsunami alerts went out over the pacific coasts to all the residences.

A Tsunami acts like a rock being dropped in a still pond. It sends out rippled waves in a circular motion. touching all the land masses.

Californian folks didn’t listen and went ahead with their plans for an event. No waves were noted. Hawaii would be the first Tsunami hit. Sirens blared and people prepared for no food, water and gas. People moved to higher ground. More prayers went up to God. People knelt and prayed. Internets were watching the reports and cameras around the world were focused on a wave to come. We had confidence that God can do all things through Christ who strengthens me. We thanked God that we had not heard of any destruction.

Coconut Island, on the SW coast of Hawaii, had ripples of a 2 foot wave ran over it, rippled and swirled. No one was there and no damage. We thanked God for his mercy and grace that He had protected our neighbors in Hawaii.

We saw the warning of red alert be changed to green for Hawaii on the Tsunami National Reporting website.

Japan, Australia, Guam, Russia and 51 other countries prepared for the worst of an eight foot wave. Japan’s Tsunami management commanded the people to move to higher ground all along the west coast. They scrambled to higher ground. On Feb 28, 2010 an earthquake beneath the Pacific Ocean, 60 miles East of Japan, shook the ocean floor, sending wave shock ripples from its epicenter toward Japan and back toward the Tsunami. Like two quake ripples in a pond, the opposite wave’s energy charges lessen one another, nullifying the waves’ powers.

We continued to thank God for saving Hawaii and the American Coast. The Tsunami had only damaged Chile. No other reports of damage had been heard or reported. We praised God and continued to see God’s hand on the waters being stilled.

The associated press was reporting from all nations in the Pacific. Billions were watching in the time before disaster. The 900 mph Tsunami moving accross the Pacific Ocean was like the unseen prayers, continually, going up to God to spare our neighbors and countries. Every family who believed prayed on for safety and protection. God was listening. He calmed the waters in Hawaii and America.

Japan had a pier flood with four foot waves. It could have been from the earthquake 60 miles to the east. It was a small problem. No, Jesus listened to our prayers to still the waters, for the eight foot waves did not come. One peer with a four foot wave flooded. No coastal damage was done The waves had been stilled. The warnings were lifted at 4 p.m. on Feb 28, 2010 for the Pacific Ocean.

The Tsunami that never happened was a miracle from God. We sent a “tornado of prayers” to Him to save our neighbors. He answered our prayers. Jesus is alive and working in our lives. His Name is “I am” not I was, or will be. For He lives and works in our lives preparing for our present and futures if we call on His Name. The prayers of a righteous man availeth much.

Jesus said, “If you call on my Name, you shall be saved.”

We should all kneel and pray and thank Jesus for sparing us from mass destruction on this calm and peaceful Monday, March 1, 2010.
We are blessed by Him and thank Him with all our hearts for our friends and neighbors who are safe and back in their homes, snug and warm and safe, today.

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Posted in Begin Again, Boomers Vancouver WA, Faith of our Fathers, Grandma Kris, Love your neighbor, Miracles in everyday, Returning Home for Vets and the Lost, Teamwork, US Economy, Veterans Blog Vancouver WA | 9 Comments »

One man can make a difference. Yes, you can!

Tuesday, January 6th, 2009

Jan 6, 2009 Tuesday

Pressing forward in the New Year
Dear Builders and Realtors:
History tells us the lessons we learned or our past reveals errors that we can re-train. When we look back, our purpose is to move forward by learning from errors and successes.
We cannot build a future alone. We work together, connect with others and build on each other’s strengths, while helping our neighbors. I call attention to our “blind spots.” Yes, we each have them. Think about this last year, where was your weakest point? Could you focus on it for just 48 hours? Think about it, write about it, talk about it, play with it and laugh about it. Then, find someone to answer questions about it.
If you can Laugh and talk about it, it is no longer a problem, but the “bone of contention” becomes a view point and platform for building today and tomorrow.
I want you to think! Look at the statistics of the last 24 months I have enclosed about the sales and activity of real estate in Clark County on my web site under Statistics. The Media’s opinions are driving the listings down and sales down. The public blind spot I hear is “Is there any money to lend?” That is why I am interviewing banks and mortgage companies articles to find funding for sales.
What can you do to change the perception of the press and tell the truth to the public? If you do one thing, regularly, you can change a community. I saw in the Colombian newspaper, today, that Tom Mielke, a new Clark County Commissioner, wants to lower the excise tax for builders. I saw a new mayor candidate, Tim Leavitt, is campaigning to change our invitations to better a new business climate for Vancouver, WA. I saw The Vancouver City Council challenge the State’s storm-water plan. What can you do? 
Think, Ponder, Talk, Write, Direct, Laugh and Play while challenging your past and planning your future. Change can happen!
May this be a better year for the Builders and Realtors. You can make a difference, today!  

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Posted in Love your neighbor, US Economy | 2 Comments »